On April 5, 2025, a significant technical failure disrupted the services of major Russian banks, including T-Bank, VTB, and Alfa-Bank, affecting customers across multiple regions. Reports from users and data from the Downdetector website indicate widespread issues with online banking and payment systems, leading to a surge in complaints from frustrated customers.
Beginning early in the morning, specifically around 10:00 AM, many users began reporting problems accessing their bank accounts and conducting transactions. By 11:45 AM, the number of complaints regarding the Rapid Payment System (SBP) alone reached 110, with nearly 20% of these reports originating from Kaliningrad. Simultaneously, complaints about Alfa-Bank services surged to nearly 3,000, while T-Bank faced over 170 grievances from users.
The failures primarily impacted the availability of online transfers, making it difficult for customers to execute transactions through mobile applications and internet banking. Users expressed their frustration, noting that they were unable to make payments or transfer funds, with some even experiencing issues logging into their accounts.
Alfa-Bank's services were reported as non-functional in major cities, including St. Petersburg, Moscow, Novosibirsk, Nizhny Novgorod, and Sverdlovsk regions. T-Bank was experiencing intermittent functionality in Ivanovo, Volgograd, Kaluga, and Novosibirsk, while VTB services were partially down in St. Petersburg, Smolensk, Nizhny Novgorod, Trans-Baikal Territory, and Crimea.
In addition to the banking issues, users also reported problems with the SBP, which is crucial for facilitating fast payments between banks. As of 10:30 AM, 138 users had reported difficulties accessing the SBP, which further compounded the frustrations faced by customers trying to manage their finances.
Despite the widespread nature of the outages, there was a notable absence of official comments from the banks or the SBP service operators at the time of publication. Customers were left in the dark about the possible causes of the malfunctions and the timeline for their resolution. In light of this, many users expressed their hope for a swift restoration of services.
This incident follows recent technical problems that plagued the SBP, which had previously experienced a significant failure on March 26, 2025, affecting over 5,000 users nationwide. Such recurring issues raise concerns about the reliability of these banking services, especially as more customers rely on digital transactions for their daily needs.
As the situation develops, it remains to be seen how the banks will address these outages and what measures will be implemented to prevent future disruptions. Customers are understandably anxious, given the essential nature of banking services in their everyday lives.
In summary, the April 5 outage serves as a reminder of the vulnerabilities within digital banking systems and the challenges that both banks and customers face in an increasingly online financial landscape. As users await updates from their banks, the hope is that service will be restored promptly, allowing everyone to return to their regular banking activities without further incident.