A significant announcement has been made by the Instituto Nacional do Seguro Social (INSS) outlining the payment schedules for December 2024 and January 2025. Starting from December 20, 2024, retirees, pensioners, and beneficiaries will begin receiving their payments, with amounts set to reach their accounts through January 8, 2025. For those earning up to the minimum wage of R$ 1,412, payments will be made earlier, leading up to the holidays, ensuring funds are available for seasonal expenses.
The payment dates are determined based on the last digit of the beneficiary's identification number, disregarding the verifier digit. Beneficiaries receiving more than the minimum wage will need to wait until January 2, 2025, to access their payments. This arrangement was critically developed for nearly 40 million beneficiaries, 28 million of whom rely on payments within the minimum wage threshold.
"Os pagamentos começam no dia 20 de dezembro com os beneficiários cujo número final de benefício se encaixa nas datas específicas do calendário," explicou um porta-voz do INSS. (Translation: "Payments start on December 20 with beneficiaries whose benefit number ends on specific dates of the calendar.")
The payment calendar for those receiving up to the minimum wage is as follows:
- Final 1: December 20, 2024
- Final 2: December 23, 2024
- Final 3: December 26, 2024
- Final 4: December 27, 2024
- Final 5: December 30, 2024
- Final 6: January 2, 2025
- Final 7: January 3, 2025
- Final 8: January 6, 2025
- Final 9: January 7, 2025
- Final 0: January 8, 2025
For beneficiaries earning above the minimum wage, the calendar is structured as follows:
- Final 1 and 6: January 2, 2025
- Final 2 and 7: January 3, 2025
- Final 3 and 8: January 6, 2025
- Final 4 and 9: January 7, 2025
- Final 5 and 0: January 8, 2025
With these payments, beneficiaries can access their funds using various methods. The INSS has emphasized the convenience provided by digital platforms, allowing beneficiaries to check payment details through the Meu INSS website or app. By logging on, users can easily navigate to the 'Extrato de Pagamento' section to review their payment history.
For those without internet access, there's also the option to call the Central 135 for assistance. The service operates from Monday to Saturday, during business hours, ensuring help is available for inquiries and schedules. Beneficiaries will need to provide their CPF number and verify their details to maintain security.
The INSS is also urging beneficiaries to be mindful of the 60-day period they have to withdraw their funds after availability. Failure to retrieve their payment within the timeframe means the amount will revert back to the institute. To access returned payments, beneficiaries are required to visit their local Previdência Social agency.
For those facing challenges with withdrawals, individuals can appoint a proxy to act upon their behalf. This proxy must be registered with the INSS, ensuring compliance with necessary procedures to facilitate the collection of benefits easily.
A notable shift is set to occur for residents of Rio Grande do Sul, where payments previously made on the first day due to weather-related emergencies will revert to the regular scheduled payments as of January 2025. This change reflects the end of the calamity state, allowing the normalization of payment processes.
The economic ramifications of these staggered payments are significant. With approximately R$ 60 billion injected within the economy just from the December distributions, the flow of resources positively influences retail during the festive shopping season. The INSS payments are known to greatly impact local economies, especially where families depend heavily on these funds for their livelihoods.
Retirees like Maria José, who rely on their INSS benefits, expressed gratitude for the timely deposits. “Esse dinheiro chega na hora certa. Uso para comprar presentes para os netos e renovar a ceia,” she stated, emphasizing the importance of these payments during the holiday period. (Translation: “This money arrives at the right time. I use it to buy gifts for my grandchildren and renew the dinner.”)
Through this comprehensive approach, the INSS continues to provide substantial support to millions of Brazilians, ensuring they have access to their funds when they need them most, and at the same time promoting economic stability within communities. With the upcoming year's plans, beneficiaries can look forward to even more accessible and efficient service options to facilitate their financial management.
