On April 25, 2025, a tragic accident involving a truck and a passenger vehicle on Motorway 7 in Samut Prakan has left eight people dead and several others injured. The incident occurred near an emergency parking area while a truck with license plate 73-1430 Chonburi collided with a passenger car bearing the license plate KhK 6161 Udon Thani. Officials from the Office of Insurance Commission (OIC) immediately launched an investigation into the accident, focusing on insurance coverage for the vehicles involved.
The OIC's regional offices in Chonburi and Samut Prakan were quick to respond, assessing the situation and gathering data on the insurance policies held by both vehicles. Initial investigations revealed that the passenger car was insured with Intouch Insurance Company, providing coverage of up to 10 million baht per incident. Meanwhile, the truck was covered by MSIG Insurance (Thailand) Limited, with a total coverage of 20 million baht across two policies.
In the aftermath of the collision, the OIC confirmed that the injured parties would receive compensation according to their respective insurance policies. If the truck was found at fault, the injured would be eligible for medical expenses up to 80,000 baht per person, with additional compensation for severe injuries ranging from 200,000 to 500,000 baht. For permanent disabilities, compensation could reach 300,000 baht per person, with daily compensation for recovery capped at 200 baht for a maximum of 40 days.
Conversely, if the passenger vehicle was deemed at fault, the driver would be entitled to a maximum of 30,000 baht for medical expenses and 35,000 baht for funeral costs in the event of death or permanent disability. Passengers in the vehicle would also receive similar coverage for medical treatment and benefits.
The OIC expressed deep condolences to the families of the deceased and the injured, promising to provide full assistance and facilitate the claims process. They emphasized the importance of all vehicle owners ensuring their mandatory insurance coverage is up to date, highlighting that it serves as a safety net for accident victims.
As the investigation continues, authorities are urging all drivers to verify their insurance policies and remain vigilant on the roads. The tragic event has sparked discussions on road safety and the importance of adhering to traffic regulations to prevent similar incidents in the future.
In a separate incident, on the same day, the Provincial Police Office in Prachuap Khiri Khan reported the arrest of eight suspects involved in illegal motorcycle modifications and racing. This crackdown aimed to enhance road safety and prevent accidents associated with modified vehicles.
The police coordinated efforts to inspect businesses and monitor motorcycle racing activities, especially in areas known for illegal modifications. Among those arrested were individuals linked to a motorcycle gang operating in the Bang Saphan district, which had been under surveillance for some time.
Authorities are also focusing on the financial aspects of motorcycle insurance to ensure that victims of accidents receive the necessary compensation swiftly. The police are working closely with insurance companies to streamline the claims process for those injured in motorcycle-related incidents.
As the situation unfolds, the OIC and local law enforcement are committed to ensuring that victims receive the support they need and that preventive measures are put in place to enhance road safety. The tragic accident on Motorway 7 serves as a stark reminder of the potential dangers on the road and the critical role of insurance in providing financial protection for drivers and passengers alike.
In light of these events, the OIC has reiterated its call for all vehicle owners to check their insurance status, emphasizing that proper coverage can make a significant difference in the aftermath of an accident. They have also provided a hotline for individuals seeking assistance with their insurance claims, encouraging transparency and prompt action in the wake of such tragedies.
Overall, the recent incidents underscore the need for comprehensive road safety measures, effective enforcement of traffic regulations, and adequate insurance coverage for all motorists. The community is urged to remain vigilant and proactive in ensuring their safety on the roads.
