With the approach of the new year, retirees under the Mexican Social Security Institute (IMSS) are preparing for their first pension payment of 2025, expected to come with adjustments based on the inflation rates set for the upcoming year.
According to the IMSS, pensioners receive their payments on the first business day of each month. If this falls on a non-business day, the deposit is made the last business day of the preceding month.
For 2025, the official announcement confirmed by the federal government indicates there will be an increase to the pensions senior citizens receive from IMSS. This adjustment is intended to maintain the purchasing power of the retirees. Although the exact amount of the increase has not been finalized, it is speculated to be between four and five percent, tied to the annual inflation expected for the year.
Typically, the government reveals details about pension increases early in January. Therefore, retirees can expect to see the new amounts reflected by their February 2025 payment.
On January 2, 2025, the first pension payment from IMSS is expected to hit the bank accounts of qualifications retirees. According to IMSS regulations, the usual process dictates payments will be directly deposited, making it easier for beneficiaries to access their funds.
Although the official payment schedule for 2025 has yet to be released, we can anticipate what it might look like, based on previous years:
- January – Thursday, January 2
- February – Tuesday, February 4 (January 3 is designated for Constitution Day)
- March – Monday, March 3
- April – Tuesday, April 1
- May – Friday, May 2 (May 1 is Labor Day)
- June – Monday, June 2
- July – Tuesday, July 1
- August – Friday, August 1
- September – Monday, September 1
- October – Wednesday, October 1
- November – Monday, November 3
- December – Monday, December 1
This tentative calendar is based on annual guidelines for pension disbursements; the IMSS will issue the official schedule at the start of the year.
These payments are particularly significant for the nearly 4.8 million Mexicans dependent on IMSS pensions. They serve as the primary financial support for many families facing the annual December expenses, raising hopes for financial relief as they navigate the costs associated with the new year.
Compounding the expectation for pension improvements, indications point to the potential for retroactive payments for those who may have experienced delays or discrepancies with their previous deposits. The IMSS allows for beneficiaries to claim these past due payments likely around the first deposit of the year.
Overall, as 2025 begins, the anticipated increase to pensions and the timely disbursement of these funds are viewed as pivotal measures by the government to support the nation’s senior citizens. By connecting pension amounts to inflation, the IMSS aims to provide its retirees not only with financial stability but also with certainty as they navigate the often-challenging financial first months after the holiday season.
The IMSS and federal authorities remain committed to ensuring retirees can count on their pensions as they deserve the financial assurance earned through decades of hard work. The enhanced support reflects the government’s broader social responsibility to prioritize the well-being of its elderly population.