As the Christian community prepares to observe Good Friday on April 18, 2025, banks across India will remain closed in most states, marking this solemn occasion that commemorates the crucifixion of Jesus Christ. This day is recognized as a public holiday under the Negotiable Instruments Act of 1881, affecting banking services nationwide.
Good Friday, also referred to as Holy Friday or Black Friday, is a pivotal moment in Christian theology, symbolizing the ultimate sacrifice for humanity's salvation. It is observed on the Friday preceding Easter Sunday, which will fall on April 21 in 2025.
According to the Reserve Bank of India (RBI), banks will be closed in major cities including Delhi, Mumbai, Kolkata, Bengaluru, and Chennai, among others. The holiday will be observed in numerous states, including Agartala, Ahmedabad, Belapur, Bhubaneswar, Chennai, Dehradun, Gangtok, Hyderabad (both Andhra Pradesh and Telangana), Imphal, Itanagar, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Srinagar, and Thiruvananthapuram.
However, not all regions will observe this holiday. Banks in Tripura, Assam, Rajasthan, Jammu, Himachal Pradesh, and Chandigarh will remain open on April 18, allowing customers in those areas to access banking services.
Despite the closure of physical bank branches in many states, customers can still rely on digital banking services. Most banks offer 24/7 access to their mobile banking apps, internet banking, and other digital channels. This means that cash withdrawals and deposits at ATMs will function as usual, and scheduled electronic payments, such as auto-debit EMIs, will also be processed, provided there are sufficient funds in the account.
For those looking to open new bank accounts, most banks allow account openings via mobile or internet banking, subject to the completion of digital KYC processes. This flexibility ensures that customers can manage their finances effectively, even on a public holiday.
As Good Friday approaches, it is important for customers to plan ahead. With bank branches closed, individuals are advised to complete any necessary banking transactions beforehand to avoid inconvenience. Customers can also utilize various banking apps and online platforms for essential services such as bill payments, fund transfers, and loan applications.
The RBI has also outlined additional bank holidays for April 2025, including Garia Puja on April 21, Bhagwan Shri Parshuram Jayanti on April 29, and Basava Jayanti on April 30, which will further affect banking operations in specific regions.
In summary, while Good Friday will see a significant number of bank closures across India, the availability of digital banking services ensures that customers can continue to manage their finances with minimal disruption. As always, it's advisable to check with local banks for any specific notices or changes in service availability during the holiday period.
