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26 February 2025

Elderly Germans Duped By Elaborate Phone Scams

Pensioners lose hundreds of thousands to fraudsters posing as family and officials

Recent financial scams have targeted elderly citizens across Germany, with two alarming incidents illustrating the lengths to which criminals are willing to go to defraud vulnerable individuals. One involved a 73-year-old pensioner from Kempten who lost approximately €200,000 through what has been termed the "classic scam". Meanwhile, another victim, 87 years old, from Montabaur, fell prey to similar tactics involving the fictitious medical emergency of a family member.

On February 20, the elderly victim from Montabaur was contacted by someone claiming to be a professor from the Charité hospital. The scammer stated, "A relative of the retiree urgently needs expensive medication to save her life." Believing the situation to be dire, the pensioner was persuaded to hand over gold bars and jewelry worth several tens of thousands of euros.

Earlier, on another occasion, the victim from Kempten received an alarming call indicating his wife had been involved in a serious car accident, claiming she had caused the death of a pregnant woman. To prevent her immediate arrest, the scammers demanded €50,000. Adding to the deception, the perpetrators arranged for a woman to pose as the victim's wife on the phone, appealing emotionally to persuade him to comply and send money.

The elderly man, believing he needed to act quickly to save his wife, drove from Kempten to Kaufbeuren for the exchange. There, he met with someone pretending to be a court official, to whom he handed over a bag containing gold and coins worth around €200,000. It wasn’t until after the transfer was made and he called his wife to check on her wellbeing, confirming she was safe, did he realize he had been scammed.

Authorities are astounded at how effective these manipulative strategies are. Police have launched investigations but are currently without information on the suspects involved. The Kempten police have openly called for witnesses who might have information about the criminal activities surrounding this and related incidents.

Following these incidents, the police have issued urgent warnings to the public. They stress the importance of remaining calm during unexpected and alarming phone calls. The police’s advice is straightforward but significant: victims should never feel pressured to hand over cash or valuables and should end calls when they feel unsure or uneasy, contacting law enforcement via the emergency number 110.

"The message is clear: don’t let scammers intimidate you. Always verify any claims made during phone calls and don’t rush to make decisions,” said officials from both regions. They emphasized the necessity of skepticism, especially with the increase of shock calls targeting the elderly, which have been rising markedly.

Police departments have also suggested individuals engage their relatives or trusted friends when they receive suspicious calls to help verify claims. Community centers and local authorities are actively educating residents on how to recognize and avoid potential scams.

Both incidents highlight the psychological tactics employed by these con artists. They exploit the fears surrounding familial health and safety to manipulate their victims. Such tactics are particularly insidious due to the scammers’ ability to imitate authority figures convincingly, either through voice or by setting up elaborate schemes to make their stories seem plausible.

While law enforcement agencies are working hard to track down these offenders, the best defense remains community awareness and vigilance. Residents are reminded not to give personal details over the phone and to maintain open lines of communication with their families about any suspicious interactions.

With the world becoming increasingly connected through technology, phone scams are likely to continue. Today's disheartening tales from Kempten and Montabaur serve as significant reminders of the importance of caution and diligent verification of any urgent request received via phone. Ignoring the scammers' pressure tactics could save victims from devastating financial loss.

Authorities will continue to keep the public informed and are urging anyone with information about such scams to report to law enforcement so they can continue to combat these criminal activities effectively.