The announcement of the new phase of the "Housing for All Egyptians 7" initiative confirms the state's commitment to providing decent housing for all citizens, regardless of income level. The initiative, announced on April 18, 2025, by the Minister of Housing, Utilities, and Urban Communities, aims to meet housing needs across various segments of Egyptian society.
The "Housing for All Egyptians 7" initiative includes thousands of housing units dedicated to citizens with limited and middle incomes, with the application of the electronic housing priority system from May 21 to June 4, 2025. Following the down payment phase, the door for citizen applications who have difficulties or problems in the applications will be opened, then an option to choose units electronically will be available for 10 days.
This initiative includes a priority for employees who previously applied in announcements for social housing and were unable to complete procedures, reflecting the state's keenness to achieve social justice and support all segments in obtaining suitable housing. The initiative encompasses various cities such as Tenth of Ramadan and New Aswan, with areas ranging between 90 and 127 square meters to suit the needs of different families.
In terms of housing units, the "Housing for All Egyptians 7" initiative includes cities and governorates to ensure a fair distribution of housing units at the republic level. Units are allocated in new cities such as New Alamein, New Beni Suef, and New Minya, in addition to governorate centers like Daqahlia, Damietta, and Gharbia.
The geographical distribution has been designed to cover the largest possible number of areas, whether in new cities or governorate centers, to enhance the opportunity for decent housing for citizens in various parts of Egypt. Additionally, unit areas range between 75 and 90 square meters for low-income earners, making them suitable for the needs of small and medium families looking for economic housing solutions.
The initiative provides significant financial facilities for citizens, where a subsidized real estate financing system is offered starting from 8% annually for low-income earners and reaching 12% for middle-income earners, with a repayment period extending up to 20 years to reduce the financial burden on families. The down payments for housing have been set at 50 thousand pounds for low-income earners and 100 thousand pounds for middle-income earners.
Clear limits for monthly income have also been established, reaching 12 thousand pounds for individuals and 15 thousand for families in the low-income bracket, while reaching 20 thousand pounds for individuals and 25 thousand for families in the middle-income bracket. The initiative provides electronic condition submission through its official website, which includes details of limits, administrative expenses, and reservation steps, making it easier for citizens to access all information transparently and clearly.
In a related announcement, citizens wishing to obtain housing units within the social housing project can now download the terms of social housing for 2025 in PDF format from the official website of the Mortgage Finance Fund and Social Housing. This announcement came on April 15, 2025, amid great anticipation from citizens researching the opportunity to own a subsidized housing unit from the state.
The first phase of this project includes providing 35,088 housing units distributed across several governorates and new cities, to meet the needs of a large segment of citizens, including those with limited, medium, and above-average incomes. This project comes within the state's plan to provide decent housing at reasonable prices and with subsidized systems, thereby coping with the increase in housing prices and expanding urban development in Egypt.
Through downloading the terms of social housing available in PDF format, applicants can view all details related to the project, including a detailed explanation of housing unit areas, prices offered for each category, and subsidized systems, in addition to detailed reservation steps and required documents.
The checklist includes accurate information about the locations of the offered housing units, and their geographical distribution within the governorates and new cities. It clarifies the different areas available for each unit and specifies the prices of each unit according to the target category, which helps citizens choose the unit that suits their financial capabilities and housing needs.
The checklist provides applicants the opportunity to choose the unit that suits them, based on their financial ability and housing needs. It also offers detailed details about the subsidized systems, including a system of subsidized financing provided by the state in cooperation with participating banks, making it easier for those wishing to own housing units to obtain them under easier terms and without excessive benefits.
Regarding the required documents for reservation, applicants must provide a recent and valid proof of income, copies of valid marital documents, photos of national ID cards for spouses, copies of birth certificates for children, and utility bills submitted for reservation. These requirements ensure a streamlined and efficient application process, allowing more citizens to access affordable housing options.
In summary, the "Housing for All Egyptians 7" initiative represents a significant commitment by the Egyptian government to address the housing needs of its citizens, particularly those in lower income brackets. By providing a range of housing options, financial assistance, and a transparent application process, the initiative aims to improve living conditions and support social equity across the nation.
