The carnaval festivities set to begin on March 1st and run through March 4th, 2025, are not just about parades and parties; they also bring significant changes to banking operations across Brazil. The Brazilian Federation of Banks (Febraban) announced notable adjustments to banking services and processes to accommodate the holiday, urging customers to prepare accordingly.
During the carnaval, particularly on Monday, March 3, and Tuesday, March 4, all bank branches will remain closed, as these days are designated as non-working holidays for banks. According to Febraban, this closure means no face-to-face service will be available, and transaction processing activities will also be suspended. Customers are encouraged to utilize digital banking channels, including mobile apps and internet banking, which will remain operational 24/7. The reliable PIX system for instant transfers will function throughout the holidays, ensuring clients can conduct transactions without interruption.
“It’s advised for customers to use electronic channels as much as possible during this time,” said Walter Tadeu de Faria, deputy director of Services for Febraban. This recommendation stems from the need to prevent waiting times and service delays typically associated with high-demand periods.
Resuming operations on Wednesday, March 5, banks will open at 12 PM Brasília time, following their usual schedule. For branches typically closing before 3 PM, early openings will be adjusted to provide at least three hours of service. Customers with transactions planned for the holiday are advised to be mindful of these timings.
Importantly, clients should pay attention to upcoming bill payments due during the bank closures. Payments for invoices and utility bills due on March 3 and 4 can be made without penalties on the next working day, March 5. This allows customers to avert additional charges and focus on enjoying the celebrations. But payments for taxes and other government dues require prior settlement to avoid interest and fines, as the effective service will not resume until after the holiday.
“Navigate your banking tasks before the holiday rush and make use of scheduled payments through your bank’s portal or other digital solutions to avoid last-minute issues,” recommended Febraban.
While the federal government does not recognize these dates as official nationwide holidays, with exceptions made for public sector workers, several states treat them as mandatory holidays. Hence, workers in those areas may not have to report to work, leaving them free to participate fully in the carnaval festivities.
Clients eager to manage their financial commitments are also advised to plan by setting up automatic payments through banking apps or ATMs, ensuring no deadlines are missed. Customer support via digital channels will be fully available to assist users with any inquiries or issues.
With the spirit of carnaval sweeping the nation, it’s more important than ever for all Brazilians to blend fun with responsibility. By taking precautions and staying informed about banking hours, everyone can make the most out of this exciting period without financial mishaps.
The closing days of March 3 and 4 have long been part of the carnaval tradition. The Febraban’s guidelines and proactive measures reflect collaboration to make sure both local and visiting participate fully and energetically, maintaining fiscal oversight during this vibrant time.