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18 April 2025

Bank Holidays In April 2025 Impact Banking Services Nationwide

Good Friday and other observances lead to widespread bank closures across India this month

In April 2025, several bank holidays are scheduled across different states in India, including observances such as Mahavir Jayanti, Ambedkar Jayanti, Good Friday, Bohag Bihu, Basava Jayanti, and Akshaya Tritiya. Additionally, April 1, 2025, was a mandatory bank holiday across all states for the finalization of yearly accounts.

Good Friday, observed on the Friday before Easter Sunday, commemorates the crucifixion of Jesus Christ and his death at Calvary. In 2025, Good Friday falls on April 18. This day is significant for Christians as it marks the culmination of Holy Week and serves as a solemn day of reflection on the sacrifice of Jesus for humanity’s redemption.

According to the Reserve Bank of India (RBI), banks will be closed in most major states on April 18, 2025, except in Tripura, Assam, Rajasthan, Jammu, Himachal Pradesh, and Srinagar. This closure will impact all in-branch transactions, meaning services such as cash withdrawals, cheque deposits, account openings or updates, and locker access will be unavailable on that day.

However, it’s important to note that automatic EMI payments linked to savings or current accounts will still be processed, provided that customers ensure they have sufficient balance beforehand. Thus, while some banking services will be halted, others will continue to operate seamlessly.

Following Good Friday, several other holidays are on the horizon. On April 21, 2025 (Monday), banks will be closed for Garia Puja, a tribal festival celebrated in Tripura. Later in the month, on April 29, banks will also be closed in Himachal Pradesh to celebrate the birth anniversary of Lord Parshuram, the sixth incarnation of Vishnu. Furthermore, on April 30, banks will be closed in Karnataka for both Basava Jayanti and Akshaya Tritiya, the latter being considered an auspicious day for wealth and prosperity.

To provide a clearer picture, here’s a summary of the bank holidays in various states for April 2025:

Bank Holidays in April 2025



Date
Holiday
States Affected


April 1
Year-end Bank Closing
All States


April 5
Babu Jagjivan Ram’s Birthday
Various States


April 10
Mahavir Jayanti
Various States


April 14
Ambedkar Jayanti
Various States


April 18
Good Friday
Most States


April 21
Garia Puja
Tripura


April 29
Bhagwan Shri Parshuram Jayanti
Himachal Pradesh


April 30
Basava Jayanti/Akshaya Tritiya
Karnataka

As customers plan their banking activities, it is crucial to be aware of these holidays to avoid any inconvenience. For instance, banks will remain closed for up to 15 days in April 2025 due to public holidays, including the second and fourth Saturdays and Sundays.

On April 18, 2025, banks will be closed across most cities, including major financial hubs like Delhi and Mumbai, due to Good Friday. However, customers will still find banking services available in Agartala, Chandigarh, Guwahati, Jaipur, Jammu, Shimla, and Srinagar, where banks will remain open. This allows residents in those regions to conduct necessary banking transactions despite the holiday.

Customers can also access banking services through ATMs, mobile banking apps, and online banking platforms for essential transactions across the country, irrespective of the bank holidays. This flexibility ensures that individuals can manage their finances without significant disruption.

Looking ahead, banks will be open on April 19, 2025, which is the third Saturday of the month. Customers should take note of the timings as most major banks in India, including SBI, Bank of India, and Punjab National Bank, operate between 10 A.M. and 4 P.M. Meanwhile, banks like ICICI, HDFC, Axis, Yes Bank, and Kotak Mahindra Bank typically function from 9:30 A.M. to 4:30 P.M. or 3:30 P.M., depending on the branch. Bank of Baroda has slightly extended hours, operating between 9:45 A.M. and 4:45 P.M. or 10 A.M. to 5 P.M., while Canara Bank usually works from 10 A.M. to 3:30 P.M.

In summary, as April 2025 unfolds, it is essential for customers to stay informed about bank holidays and operational hours. With a series of holidays lined up, planning ahead will help ensure a smooth banking experience.