Starting March 25, 2025, retirees affiliated with Agirc-Arrco should keep a close eye on their mailboxes. The supplementary pension scheme for private sector employees is launching a campaign to recover 2024 tax notices regarding 2023 income from certain insured parties. This initiative is crucial for determining the rate of the general social contribution (CSG) that will be applied to their supplementary pensions in 2025.
The letter, which will be sent out between March 25 and April 13, aims to collect the necessary tax assessments to ensure that the correct CSG rate is applied. According to Agirc-Arrco, "Depending on your fiscal situation, the rate of the general social contribution (CSG) levied in 2025 on your Agirc-Arrco supplementary retirement may change." This means retirees could see their rates increase or decrease based on their reported income.
The CSG is one of several compulsory social contributions that apply to supplementary retirement pensions, alongside the contribution for the repayment of the social debt (CRDS), the solidarity contribution for autonomy (Casa), and the health insurance contribution. These rates are calculated based on the latest income tax assessment, which considers the reference tax income and the number of shares in the tax household.
Every year, Agirc-Arrco adjusts the social security contributions applied to supplementary retirement pensions according to the declared income. However, not all cases can be updated automatically. Some retirees may need to provide their tax assessments manually if there are discrepancies or changes in their financial situations.
For those who receive the letter, it is essential to follow the instructions provided. The document must be sent to the address specified in the letter. If no letter is received, retirees need not worry; this generally indicates that their CSG rate has not changed or that the update has been processed automatically.
It's important to understand the implications of ignoring this correspondence. If a retiree's income has decreased and they should qualify for a reduced rate, failing to respond could lead to excessive deductions from their pension, ultimately reducing their net income. Conversely, if the rate is set too low, it could result in a subsequent adjustment that might cause unexpected additional deductions.
Agirc-Arrco emphasizes that retirees should act promptly to avoid any financial inconveniences. The organization advises checking personal accounts on their website, where individuals can find detailed information regarding their pensions and the social contributions that apply to them.
In summary, the upcoming mail campaign is a critical step for Agirc-Arrco in ensuring that retirees are taxed fairly based on their current financial situations. The organization is committed to helping retirees navigate this process smoothly and encourages anyone with questions to reach out to their customer service for assistance.
