The PM Kisan Samman Nidhi Yojana, a significant financial assistance program for farmers in India, is set to release its 20th installment in June 2025. Under this scheme, eligible farmers receive an annual financial aid of ₹6,000, disbursed in three installments of ₹2,000 each. This initiative, launched by Prime Minister Narendra Modi in February 2019, has been instrumental in providing economic support to small and marginal farmers across the country.
As of April 28, 2025, approximately 10 crore farmers are registered under the PM Kisan scheme, which has successfully provided benefits up to 19 installments since its inception. The most recent installment, the 19th, was released on February 24, 2025, benefiting over 9.8 crore farmers, including 2.4 crore women. This financial aid is critical for farmers to cover their agricultural expenses and strengthen their livelihoods.
However, with the anticipation of the 20th installment, there are concerns regarding potential delays that could affect many farmers. The government is currently preparing the budget for this upcoming installment, but certain prerequisites must be met to ensure timely disbursement.
The first requirement is the completion of the e-KYC (electronic Know Your Customer) process. Farmers must complete this procedure annually to verify their identity and ensure that the assistance reaches the correct beneficiaries. If a farmer fails to complete their e-KYC, their payment may be delayed. This process can be completed online or at a nearby Common Service Center (CSC).
Another critical factor is the linking of the Aadhaar card with the farmer's bank account. If a farmer's Aadhaar is not linked, they will not receive payments through the Direct Benefit Transfer (DBT) system. Farmers are strongly advised to check and ensure that their Aadhaar number is correctly linked to their bank account to avoid any payment issues.
Land verification is also essential for the PM Kisan scheme. Farmers must ensure that their land records are updated and verified, as discrepancies can lead to delays in receiving funds. If a farmer has not completed the land verification process or if there are errors in the land records, it could hinder the distribution of the installment.
Errors in application details can further complicate the situation. Any inaccuracies in the application, such as incorrect names, bank account numbers, or Aadhaar numbers, can affect the transfer of funds. Farmers should carefully fill out their applications and correct any mistakes promptly.
Additionally, incorrect IFSC codes in bank account details can also cause delays in fund transfers. Farmers need to ensure that they provide the correct IFSC code when submitting their application. If there are any issues or concerns, farmers should register their complaints with the relevant authorities to facilitate a swift resolution.
To ensure timely receipt of the 20th installment, farmers should take the following steps:
- Complete the e-KYC process as soon as possible.
- Link their Aadhaar number with their bank account.
- Update and verify their land records.
- Ensure that all application details are filled out correctly.
- Provide the correct IFSC code for their bank account.
The PM Kisan Yojana has become the world's largest Direct Benefit Transfer (DBT) scheme, reflecting the government's commitment to supporting farmers. This initiative not only aims to provide financial assistance but also seeks to promote transparency and efficiency in the distribution of funds.
Farmers can check their beneficiary status on the official PM Kisan website by entering their registration number and captcha code. They can also verify their name in the beneficiary list by selecting their state, district, and village. For any assistance, farmers can call the helpline numbers provided on the website.
As the 20th installment approaches, farmers are encouraged to stay informed and proactive in ensuring their eligibility for the scheme. By following the necessary procedures and keeping their information updated, they can secure timely financial support to aid their agricultural endeavors.
In summary, the PM Kisan Samman Nidhi Yojana plays a crucial role in enhancing the financial stability of farmers in India. With the upcoming 20th installment, farmers can look forward to continued support from the government, provided they meet the necessary requirements and complete the required processes on time.
